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Our Achievements

Operating results(in RMB mn) 2015 2014 Change rate
Net interest income 507,867 493,522 2.9%
Net fee and commission income 143,391 132,497 8.2%
Operating income 668,733 634,858 5.3%
Operating expenses 220,835 218,674 1.0%
Impairment losses 86,993 56,729 53.3%
Operating profit 360,905 359,455 0.4%
Profit before tax 363,235 361,612 0.4%
Net profit 277,720 276,286 0.5%

Per share data(in RMB) 2015 2014 Change
Basic earning per share 0.77 0.78 -0.01

Balance sheet items(in RMB mn) 2015.12.31 2014.12.31 Change rate
Total assets 22,209,780 20,609,953 7.8%
Total loans and advances to customers 11,933,466 11,026,331 8.2%
Allowance for impairment losses on loans 280,654 257,581 9.0%
Investment 5,009,963 4,433,237 13.0%
Total liabilities 20,409,261 19,072,649 7.0%
Due to customers 16,281,939 15,556,601 4.7%
Due to banks and other financial institutions 2,265,860 1,539,239 47.2%
Equity attributable to equity holders of the parent company 1,789,474 1,530,859 16.9%
Net asset value per share(1)(in RMB yuan) 4.80 4.23 13.5%

Note: (1) Calculated by dividing equity attributable to equity holders of the parent company at the end of the reporting period (less other equity instruments) by the number of ordinary shares issued at the end of the reporting period.